Stay Ahead.
Stay Compliant.
Refyn Advisory provides specialist financial crime compliance expertise to regulated firms and the professional services organisations that support them.
From AML/CFT programme design and regulatory readiness to independent assessments and specialist project delivery, we help organisations address complex compliance challenges through practical, evidence-based solutions.
Engage Refyn directly or work with us as a specialist delivery partner.
Refyn Advisory provides specialist financial crime compliance expertise to regulated firms and the professional services organisations that support them.
From AML/CFT programme design and regulatory readiness to independent assessments and specialist project delivery, we help organisations address complex compliance challenges through practical, evidence-based solutions.
Engage Refyn directly or work with us as a specialist delivery partner.
Refyn Advisory provides specialist financial crime compliance expertise to regulated firms and the professional services organisations that support them.
From AML/CFT programme design and regulatory readiness to independent assessments and specialist project delivery, we help organisations address complex compliance challenges through practical, evidence-based solutions.
Engage Refyn directly or work with us as a specialist delivery partner.
Who We Work With
Find Your Path
Find Your Path
Regulated Firms & Financial Institutions
Whether you need to strengthen your AML/CFT framework, prepare for regulatory scrutiny, address control weaknesses or access specialist financial crime expertise, Refyn provides practical advisory and delivery support tailored to your requirements.
AML/CFT framework design and enhancement
Regulatory readiness and independent assessments
Financial crime risk assessments
KYC/CDD, transaction monitoring and sanctions advisory
Training and compliance capability development
Regulated Firms & Financial Institutions
Whether you need to strengthen your AML/CFT framework, prepare for regulatory scrutiny, address control weaknesses or access specialist financial crime expertise, Refyn provides practical advisory and delivery support tailored to your requirements.
AML/CFT framework design and enhancement
Regulatory readiness and independent assessments
Financial crime risk assessments
KYC/CDD, transaction monitoring and sanctions advisory
Training and compliance capability development
Professional Services Firms - Law Firms, Audit Practices & Consultancies
Extend Your Financial Crime Capabilities
Potential engagement models include:
Refyn works with law firms, consulting firms, corporate service providers and other professional services organisations that require specialist financial crime expertise.
Whether you need additional delivery capacity, technical support for an existing engagement, specialist input into a client proposal or expertise to extend your service offering, we provide flexible support under agreed commercial arrangements.
Specialist support for existing client engagements
Subcontracted project delivery and additional capacity
Technical input into proposals and bids
Ongoing or project-based specialist arrangements
Support for clients establishing or strengthening their compliance frameworks
Professional Services Firms - Law Firms, Audit Practices & Consultancies
Extend Your Financial Crime Capabilities
Potential engagement models include:
Refyn works with law firms, consulting firms, corporate service providers and other professional services organisations that require specialist financial crime expertise.
Whether you need additional delivery capacity, technical support for an existing engagement, specialist input into a client proposal or expertise to extend your service offering, we provide flexible support under agreed commercial arrangements.
Specialist support for existing client engagements
Subcontracted project delivery and additional capacity
Technical input into proposals and bids
Ongoing or project-based specialist arrangements
Support for clients establishing or strengthening their compliance frameworks
17+
YEARS OF EXPERIENCE
17+
YEARS OF EXPERIENCE
3
TARGET MARKETS
3
TARGET MARKETS
3
TARGET MARKETS
7+
CORE SERVICE AREAS
7+
CORE SERVICE AREAS
7+
CORE SERVICE AREAS
100%
FINANCIAL CRIME FOCUSED
100%
FINANCIAL CRIME FOCUSED
100%
FINANCIAL CRIME FOCUSED
Our Services
What We Deliver
Specialist financial crime services designed around your regulatory obligations, business model and risk profile.
Specialist financial crime services designed around your regulatory obligations, business model and risk profile.
Regulatory Readiness & Gap Assessments
Independent review of your AML/CFT framework against applicable requirements, with prioritised findings and a practical remediation plan.
AML/CFT Programme Design
Design and implementation of AML/CFT frameworks tailored to your business model, risk profile and regulatory obligations.
Financial Crime Risk Assessments
Business-wide and product-level assessments covering inherent risk, control effectiveness and residual financial crime exposure.
Sanctions Compliance
Review sanctions frameworks, screening controls and escalation processes to identify weaknesses and strengthen compliance with applicable sanctions obligations.
Transaction Monitoring Advisory
Assess transaction monitoring effectiveness, typology coverage, alert handling and governance, with practical recommendations to address weaknesses.
Training & Competency
Practical AML/CFT training tailored to your business, regulatory obligations and the responsibilities of your staff.
Sanctions Compliance
Business-wide and product-level assessments covering inherent risk, control effectiveness and residual financial crime exposure.
Regulatory Readiness & Gap Assessments
Independent review of your AML/CFT framework against applicable requirements, with prioritised findings and a practical remediation plan.
AML/CFT Programme Design
Design and implementation of AML/CFT frameworks tailored to your business model, risk profile and regulatory obligations.
Financial Crime Risk Assessments
Business-wide and product-level assessments covering inherent risk, control effectiveness and residual financial crime exposure.
Sanctions Compliance
Review sanctions frameworks, screening controls and escalation processes to identify weaknesses and strengthen compliance with applicable sanctions obligations.
Transaction Monitoring Advisory
Assess transaction monitoring effectiveness, typology coverage, alert handling and governance, with practical recommendations to address weaknesses.
Training & Competency
Practical AML/CFT training tailored to your business, regulatory obligations and the responsibilities of your staff.
Sanctions Compliance
Business-wide and product-level assessments covering inherent risk, control effectiveness and residual financial crime exposure.
Regulatory Readiness & Gap Assessments
Independent review of your AML/CFT framework against applicable requirements, with prioritised findings and a practical remediation plan.
AML/CFT Programme Design
Design and implementation of AML/CFT frameworks tailored to your business model, risk profile and regulatory obligations.
Financial Crime Risk Assessments
Business-wide and product-level assessments covering inherent risk, control effectiveness and residual financial crime exposure.
Sanctions Compliance
Review sanctions frameworks, screening controls and escalation processes to identify weaknesses and strengthen compliance with applicable sanctions obligations.
Transaction Monitoring Advisory
Assess transaction monitoring effectiveness, typology coverage, alert handling and governance, with practical recommendations to address weaknesses.
Training & Competency
Practical AML/CFT training tailored to your business, regulatory obligations and the responsibilities of your staff.
Sanctions Compliance
Business-wide and product-level assessments covering inherent risk, control effectiveness and residual financial crime exposure.
For Professional Services Firms
PartnerwithRefyn
PartnerwithRefyn
PartnerwithRefyn
Refyn works with law firms, consultancies, corporate service providers and other professional services firms that need specialist financial crime expertise. We can support existing client engagements, contribute technical input to proposals and bids, or provide additional delivery capacity. Scope, responsibilities, confidentiality and commercial terms are agreed for each engagement before work begins.
Refyn works with law firms, consultancies, corporate service providers and other professional services firms that need specialist financial crime expertise. We can support existing client engagements, contribute technical input to proposals and bids, or provide additional delivery capacity. Scope, responsibilities, confidentiality and commercial terms are agreed for each engagement before work begins.
Specialist Resource for Your Engagements
Where your mandate requires financial crime depth your team does not hold in-house, Refyn can be engaged as a specialist delivery resource — working within your engagement structure under a clear supplier arrangement.
Specialist Resource for Your Engagements
Where your mandate requires financial crime depth your team does not hold in-house, Refyn can be engaged as a specialist delivery resource — working within your engagement structure under a clear supplier arrangement.
Extending Your Client Offering
Where financial crime expertise strengthens what you offer clients — a regulatory investigation, a due diligence mandate, a compliance advisory engagement — Refyn can be named as the specialist partner, adding credibility and depth without requiring you to build the capability permanently.
Extending Your Client Offering
Where financial crime expertise strengthens what you offer clients — a regulatory investigation, a due diligence mandate, a compliance advisory engagement — Refyn can be named as the specialist partner, adding credibility and depth without requiring you to build the capability permanently.
Flexible Commercial Structure
We work on a project basis, by retainer, or embedded within a specific engagement. Commercial and confidentiality arrangements are agreed upfront through a master services agreement and structured to suit each mandate.
Flexible Commercial Structure
We work on a project basis, by retainer, or embedded within a specific engagement. Commercial and confidentiality arrangements are agreed upfront through a master services agreement and structured to suit each mandate.
About Refyn
ADifferentKindofFinancialCrimePractice
ADifferentKindofFinancialCrimePractice
ADifferentKindofFinancialCrimePractice
Refyn brings together more than 17 years of professional experience. Our experience spans regulated financial institutions and advisory work, with a particular focus on the UAE and UK regulatory environments. We also support organisations looking to understand and strengthen their financial crime controls in other markets, including Saudi Arabia and Pakistan.
Refyn brings together more than 17 years of professional experience. Our experience spans regulated financial institutions and advisory work, with a particular focus on the UAE and UK regulatory environments. We also support organisations looking to understand and strengthen their financial crime controls in other markets, including Saudi Arabia and Pakistan.
Refyn brings together more than 17 years of professional experience. Our experience spans regulated financial institutions and advisory work, with a particular focus on the UAE and UK regulatory environments. We also support organisations looking to understand and strengthen their financial crime controls in other markets, including Saudi Arabia and Pakistan.
Refyn Advisory was established to give regulated firms and professional services organisations access to focused financial crime expertise. We support clients with AML/CFT frameworks, regulatory readiness, independent assessments, remediation and specialist project delivery—whether engaged directly or through an established advisory or professional services firm.
Refyn Advisory was established to give regulated firms and professional services organisations access to focused financial crime expertise. We support clients with AML/CFT frameworks, regulatory readiness, independent assessments, remediation and specialist project delivery—whether engaged directly or through an established advisory or professional services firm.
Refyn Advisory was established to give regulated firms and professional services organisations access to focused financial crime expertise. We support clients with AML/CFT frameworks, regulatory readiness, independent assessments, remediation and specialist project delivery—whether engaged directly or through an established advisory or professional services firm.
Financial crime compliance has become one of the most consequential disciplines in financial services — and one of the most difficult to resource well. Regulators across the Gulf are raising expectations, enforcement is increasing, and the gap between what firms need and what generalist compliance functions can deliver is widening.
Financial crime compliance has become one of the most consequential disciplines in financial services — and one of the most difficult to resource well. Regulators across the Gulf are raising expectations, enforcement is increasing, and the gap between what firms need and what generalist compliance functions can deliver is widening.
Financial crime compliance has become one of the most consequential disciplines in financial services — and one of the most difficult to resource well. Regulators across the Gulf are raising expectations, enforcement is increasing, and the gap between what firms need and what generalist compliance functions can deliver is widening.
Independent Perspective
No competing audit relationships, no conflicting client obligations. Our advice reflects a genuine assessment of what is right for each client's circumstances.
Specialist Focus
Financial crime compliance is our core focus. We bring specialist expertise to each engagement, with delivery arrangements tailored to the scope and requirements of the work.
Both Sides of the Table
We have worked inside regulated institutions building compliance programmes, and externally assessing and strengthening them. That dual perspective shapes every engagement.
Our Approach
How Every Refyn Engagement Works
A clear process, from understanding your requirements to agreeing the work and delivering practical outcomes.
A clear process, from understanding your requirements to agreeing the work and delivering practical outcomes.
Discover
Advise
Deliver
01 Discover
We begin by understanding your regulatory obligations, your current position, and where the material gaps lie — before making any recommendations. No generic frameworks applied before we understand your situation.
01 Discover
We begin by understanding your regulatory obligations, your current position, and where the material gaps lie — before making any recommendations. No generic frameworks applied before we understand your situation.
02 Advise
We provide clear, actionable guidance grounded in the applicable regulatory framework — calibrated to your specific sector, licence type and risk profile, not adapted from another jurisdiction.
02 Advise
We provide clear, actionable guidance grounded in the applicable regulatory framework — calibrated to your specific sector, licence type and risk profile, not adapted from another jurisdiction.
03 Deliver
We see engagements through to completion. Policies, frameworks, assessments and training that are implementation-ready — not theoretical documents that sit in a drawer.
03 Deliver
We see engagements through to completion. Policies, frameworks, assessments and training that are implementation-ready — not theoretical documents that sit in a drawer.
Why Refyn
What Sets Us Apart
Refyn combines experience from within regulated firms and advisory work to provide focused, evidence-led support. Recommendations are tailored to each client’s business, risks and applicable regulatory requirements.
A Practice Built Around Financial Crime
Financial crime compliance is Refyn’s specialist area. Each engagement is scoped to the client’s needs, with appropriate expertise and delivery arrangements for the work.
A Practice Built Around Financial Crime
Financial crime compliance is Refyn’s specialist area. Each engagement is scoped to the client’s needs, with appropriate expertise and delivery arrangements for the work.
Advice Grounded in How Your Regulator Works
We draw on experience in regulated institutions and advisory work to assess how requirements apply to each firm’s activities, controls and risks.
Advice Grounded in How Your Regulator Works
We draw on experience in regulated institutions and advisory work to assess how requirements apply to each firm’s activities, controls and risks.
Work That Holds Up
Findings are linked to evidence, prioritised by significance, and paired with practical actions. Deliverables help management understand the issues and track remediation.
Work That Holds Up
Findings are linked to evidence, prioritised by significance, and paired with practical actions. Deliverables help management understand the issues and track remediation.
Senior Expertise at Every Stage
Clients work directly with experienced financial crime professionals from scoping through delivery. Where work calls for additional capacity or specialist input, we can agree suitable support for the engagement.
Senior Expertise at Every Stage
Clients work directly with experienced financial crime professionals from scoping through delivery. Where work calls for additional capacity or specialist input, we can agree suitable support for the engagement.
FAQs
Your Commonly Asked Questions
Your Commonly Asked Questions
If your question isn't answered here, please get in touch directly.
If your question isn't answered here, please get in touch directly.
If your question isn't answered here, please get in touch directly.
What does Refyn’s Fractional MLRO service involve?
Where the firm’s licence, regulatory requirements and appointment arrangements permit, Refyn can provide ongoing MLRO support under an agreed retainer. The scope may include oversight of AML/CFT controls, advice on suspicious activity escalation and reporting, management information, and support for regulatory engagement. Any formal MLRO appointment is subject to the relevant approvals and eligibility requirements. Refyn confirms the scope and applicable requirements before accepting an appointment.
Which regulators does Refyn have direct experience with?
How does the professional services partnership model work?
What types of firms does Refyn work with directly?
Is the engagement model project-based or retainer?
What makes Refyn different from a larger compliance firm?
What does Refyn’s Fractional MLRO service involve?
Which regulators does Refyn have direct experience with?
How does the professional services partnership model work?
What types of firms does Refyn work with directly?
Is the engagement model project-based or retainer?
What makes Refyn different from a larger compliance firm?
Ready to Talk?
Whether you are a regulated firm that needs specialist financial crime expertise, or a professional services firm looking for a specialist delivery partner — we would be glad to hear from you.
REFYN.
Specialist financial crime compliance advisory across the UAE, Saudi Arabia and Pakistan.
© 2026 Refyn. All rights reserved.
Ready to Talk?
Whether you are a regulated firm that needs specialist financial crime expertise, or a professional services firm looking for a specialist delivery partner — we would be glad to hear from you.
REFYN.
Specialist financial crime compliance advisory across the UAE, Saudi Arabia and Pakistan.
© 2026 Refyn. All rights reserved.
Ready to Talk?
Whether you are a regulated firm that needs specialist financial crime expertise, or a professional services firm looking for a specialist delivery partner — we would be glad to hear from you.
REFYN.
Specialist financial crime compliance advisory across the UAE, Saudi Arabia and Pakistan.
© 2026. All rights reserved.